There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I purchased Patriot America Plus insurance for my parents. Their flight was disrupted by issues in the Middle east and their luggage was delayed for 4 days. They had to purchase some essential items to tide over the time period when the luggage was delayed. I would like to claim the amount through this insurance. Could you advise what claim form I need to use

A:
You want to call the phone number on the back of the ID card. We are not able to advise on what claim forms to fill out. that would fall under the claims department.
{{currentOrigin}}/answers/visitors-medical-insurance/i-purchased-patriot-america-plus-insurance-for-my-parents-their-flight-57002/

Q:Atlas America Rx Bin

A:
Atlas America does offer a RX discount card. /vantage-america-rx/
{{currentOrigin}}/answers/visitor-insurance/atlas-america-rx-bin-85781/

Q:My wife is 72 years old. Green card holder since May 2024, not eligible for Medicare. Italian citizenship. Currently in Italy. She is coming to USA, Illinois, from July 30 and returning back to Italy on October 7, 2025. On January 1, 2024 she had a TIA episode while in the US and on April 27, 2025 a very mild subarachnoid hemorrage without any permanent consequences in Italy. Is there an insurance plan covering her for this preexisting conditions ? Thank you

A:
Unfortunately we do not have a plan that will cover her for pre-existing conditions based on her information. We do have one plan that can cover an acute onset of a pre-existing condition. Safe travels: /safe-travels-usa-comprehensive-insurance/
{{currentOrigin}}/answers/new-immigrant-medical-insurance/my-wife-is-72-years-old-green-card-holder-since-may-2024-not-eligible-for-medicare-44839/

Q:I need the precertification requirements that are supposedly on the back of the certificate thanks,

A:
You want to call the phone number on the back of the ID card to initiate the pre-certification with the insurance company
{{currentOrigin}}/answers/international-travel-medical-insurance/i-need-the-precertification-requirements-90557/

Q:I will travel to some Schengen countries but also to USA and UK. Does Schengen Visa Insurance options cover the USA and UK also?

A:
The Patriot America Plus plan covers the schengen countries including the US and UK Patriot Plan: /patriot-america-plus-insurance/
{{currentOrigin}}/answers/europe-visa-insurance/i-will-travel-to-some-schengen-countries-but-also-to-usa-and-uk-does-schengen-11384/

Q:If I buy a Dental Discount Plan in Indiana state , Can I use the plan to see the doctor or do surgery in other state

A:
Yes you can go to another state and recieve treatment.
{{currentOrigin}}/answers/other-insurance/if-i-buy-a-dental-discount-plan-in-indiana-state--can-i-use-the-plan-to-see-the-doctor-or-do-surgery-49473/
of {{totalPage}}

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.